Do You Need Boat Insurance In Ontario
Ontario does not have a law that requires you to carry insurance on your boat or pwc.
Do you need boat insurance in ontario. While boat insurance is not mandatory it can cover damage liability and other unforeseen events. The right insurance coverage will offer you peace of mind and protect your investment and the people you invite on board. But the question is do you really want to risk it. This is why you don t get a liability pink slip with your boat insurance policy as you do with your auto insurance.
Our mandate is to provide a great boat insurance products catered to meet your individual needs. Policies vary widely it s best to contact a marine insurance broker to discuss your specific needs. For example if you moor your boat in a marina you may need to carry a certain amount of boat liability insurance. Call petley hare limited today at 1 800 216 5324 to speak with one of our marine insurance specialists or contact us to schedule a no obligation consultation.
Insuring your boat if your boat is financed docked at a local marina or stored in your private boathouse insurance can protect your liability risks. Northstar marine insurance is a different kind of brokerage designed with your busy lifestyle in mind. Basically you really should insure your boat. Currently you re not absolutely required to have insurance on your boat.
No boat insurance is not mandatory in ontario. In canada insurance for recreational boats is not a requirement but is highly recommended. Marine boat insurance in ontario people who have boats require some sort of protection in case of unforeseen liabilities. If you are financing a boat you will be required by the bank to carry insurance until the loan is completed.
However there are certain cases where you are required to carry boat insurance. Even though boat insurance is not required you may still be asked for proof of insurance if you are stopped by the police. Although it is not mandated by law in ontario there is clearly a need for boat insurance to protect yourself your family and your property assets in the event of a boating injury or accident. Liability coverage for injury to passengers on board tubers or skiers being towed or others in the water or aboard other watercraft damage to the boat theft or loss of attached equipment.
We are your ontario marine insurance specialists. However most marinas will require you to carry 1 000 000 or 2 000 000 in liability insurance if you are going to moor or store your boat on their property. Though boat insurance is not required by law in canada not only will having insurance give you peace of mind it can protect you in case of the following. Northstar insurance provides boat insurance in ontario canada.
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